America’s Home Improvement Lender of Choice

Our focus is on delivering the best financial products and services for home improvement professionals and homeowners. Whether you’re an industry organization looking to create a loan program, a contractor wanting to grow your business, or a homeowner starting a home improvement project, you’ve come to the right place. Our paperless loan application, quick approvals, and easy payment disbursements make funding home improvements a breeze.

A gift card from

Refer A Contractor

Refer a contractor to EnerBank's Express Loan Program and receive a $300 Gift Card!

Why are we the most sought-after bank in the home improvement industry? Since 2002, we’ve focused exclusively on home improvement lending - which means we offer unparalleled service, the tools to help contractors succeed, and payment options custom-designed for home improvement customers.


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Learn More About Our Loan Programs

Whether you are an organization with a network of contractors, or an independent contractor, we have a loan program for you.